Accounting · Freemium

FIZ

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FIZ is the neo accountant for Portuguese freelancers and small businesses. It combines AT-certified invoicing, automatic VAT and Social Security declarations, IRS filing as a one-time add-on, an AI Fiscal Assistant, WhatsApp invoicing, expense management, and Escudo Fiscal fine protection in one mobile-first platform.

Certified invoicing in Portugal VAT declaration workflows Social Security declaration workflows Freelance tax administration
Freemium Pricing
Accounting Category
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Editor's Verdict

Portugal-focused invoicing and tax automation for freelancers; free listing, editorial review pending.

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Best For

Freelancers, self-employed professionals, sole traders, and small businesses in Portugal that need certified invoicing and routine tax administration.

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Watch Out For

FIZ is built around Portuguese tax and invoicing requirements, so buyers outside Portugal should confirm fit before adopting it.

Features & Use Cases

Key Features
  • AT-certified invoicing, certificate no. 3041
  • Automatic VAT declarations
  • Automatic Social Security declarations
  • IRS filing add-on
  • AI Fiscal Assistant for Portuguese tax questions
  • WhatsApp invoicing
Primary Use Cases
  • Certified invoicing in Portugal
  • VAT declaration workflows
  • Social Security declaration workflows
  • Freelance tax administration
  • IRS filing support
  • Expense management
  • Portuguese tax Q&A
  • Mobile invoicing

Pros & Cons

✅ Strengths
  • Free certified invoicing tier
  • Designed for Portuguese freelancers and self-employed professionals
  • Combines invoicing, tax declarations, IRS, expenses, and AI tax Q&A
  • Mobile-first workflow with WhatsApp invoicing
  • Publicly states 15,000+ users and a 4.9-star App Store and Google Play rating
⚠️ Tradeoffs
  • Portugal-specific, so it is not a general global accounting platform
  • IRS filing is a separate paid add-on
  • SmartBizTools hands-on editorial testing is pending
  • Complex tax situations may still require careful professional review

Full Review

Overview

FIZ is a mobile-first finance and tax platform for freelancers, self-employed professionals, and small businesses in Portugal. It combines certified invoicing, automated VAT and Social Security declaration workflows, expense management, WhatsApp invoicing, and an AI Fiscal Assistant for Portuguese tax questions.

The product is positioned as a practical neo-accountant for independent professionals who want routine invoicing and tax administration handled in one place instead of juggling the Portuguese tax portal, spreadsheets, reminders, and separate accountant workflows.

FIZ invoicing and taxes promotional image

Best for

  • Freelancers and self-employed professionals in Portugal
  • Portuguese small businesses that need certified invoicing
  • Independent workers managing VAT and Social Security declarations
  • Users who want tax questions answered in Portuguese or English
  • Freelancers who prefer a mobile-first invoicing workflow

Key features

  • AT-certified invoicing, certificate no. 3041
  • Free certified invoicing tier
  • Automatic VAT declarations
  • Automatic Social Security declarations
  • IRS filing add-on
  • AI Fiscal Assistant for Portuguese tax questions
  • WhatsApp invoicing
  • Expense management
  • Escudo Fiscal fine protection up to EUR 1,500 per declaration
  • Portuguese and English support

Pricing

FIZ offers a free certified invoicing tier. Paid plans are listed from EUR 9.99/month to EUR 24.99/month depending on tax regime and included automation. IRS filing is available as a one-time add-on for EUR 49.99.

App availability

Strengths

  • Built specifically for Portuguese freelancers and self-employed professionals
  • Certified invoicing is available on a free tier
  • Combines invoicing, VAT, Social Security, IRS, expenses, and tax Q&A in one platform
  • Mobile-first workflow with WhatsApp invoicing support
  • Publicly states 15,000+ users and 4.9-star app rating across app stores

Limitations

  • Primarily designed for Portugal-specific tax and invoicing workflows
  • IRS filing is a separate paid add-on
  • SmartBizTools has not completed a hands-on editorial review yet
  • Complex tax situations should still be reviewed carefully before filing

Editorial review status

Free listing route: FIZ has been added from submitted listing material and official product sources. No paid package or scored SmartBizTools review has been applied. Hands-on editorial testing is pending.

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